La Trobe Financial Product Details:
NON-RESIDENT LOAN

Product Name Non-Residential Non-Residential Commercial
Current Rate^ 6.99^ 6.99%^
Comparison Rate* 7.35%* n/a
Security Type Residential security Commercial security
Loan Purpose Purchase or Refinance Purchase or Refinance
Verification Required Full Doc Method Full Doc Method or Full lease agreement
Personal or Business/Investment Purposes Both Both
Minimum Loan Amount $100,000 $100,000
Maximum Loan Amount $5,000,000 (65% LVR)
$2,000,000 (75% LVR)		 $5,000,000 (65% LVR)
$2,000,000 (70% LVR)
Maximum LVR 75% 70%
Lenders Mortgage Insurance required No No
Maximum Loan Term 25 Years 25 Years
Repayment Type Principal & Interest Principal & Interest
Maximum Interest Only Term 5 Years 5 Years
Interest Rate Type Variable Variable
Redraw Available No No
Application Fee (excl. Val. & Legal Fees) 1.50% of the loan amount 1.50% of the loan amount
Non-Resident Premium 1.00% of the loan amount 1.00% of the loan amount
Additional Repayments No No

* The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial Lending criteria apply. ^ Depends on loan amount and risk grade of borrower.